About our Finance

Personal contract plans (PCP) tend to have a lower monthly payment than HP, even with a maximum term of 49 months, with a large balloon payment at the end of the agreement.

You have 3 options at the end:

• Hand the car back to the finance company
• Pay off the balloon payment
• Part exchange against a new car

PCP is ideal if you change your car often and most people choose a term that’s equal to how long they plan on keeping the car.

Hire purchase is a method of paying for your car over set monthly payments on a fixed term with a fixed rate of interest.The term can range from 12 to 60 months depending on your circumstances and subject to status you can borrow anything from £1000 to the full value of the car.Once the final payment has been made you own the car outright.

If you are worried about credit, you can check for free whether you’re likely to be accepted for vehicle finance, and get an indication of the cost, without it affecting your credit rating. Alternatively, if you would like to discuss your options further, please contact us by calling us or sending an online enquiry today.

Here at Sutton Park Group, we can give you helpful advice based on your situation and budget, and always have competitively priced finance options available.

Before you sign up to any kind of finance agreement, it is important to make sure you have worked out what you can afford, both in terms of deposit and monthly payments, and are able to commit to the length of agreement.

At Sutton Park Group we understand that many people get nervous about their eligibility for credit when searching for vehicle finance, particularly in these days of ever-changing lending criteria. That’s why we are offering would-be customers the chance to obtain a finance pre-approval (at no obligation) before taking the next step in the car-buying process.

Our prearranged car finance facility has been specifically designed to help customers who may have had a poor credit history, or for those customers who aren't sure if they will qualify for finance, to find a car that fits within their monthly budget.

• Our ‘soft search’ technology leaves no negative impact on the customer credit rating
• Saves customers having to ‘shop round’ making multiple credit applications
• Quick and very convenient service
• Free of charge and no obligation quotes

Please note: By clicking the below Apply Now you will be leaving our website